Want To Buy A Home? Do The Math

It is a common misconception that a 20 percent down payment is required to buy a home. Advice to wait and save a large down payment is often based on the theory that the cost of mortgage insurance (MI). It is required when you buy with a smaller down payment, should be avoided. This may not be the best advice and is, in fact, not in line with market trends, considering the median down payment for first-time homebuyers is 7 percent, according to the National Association of Realtors. Yes, you can qualify for a conventional mortgage with a down payment as small as 3 percent of the purchase price. It is also true that you can reduce your monthly mortgage

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Top 10 Value-Enhancing Home Improvement Projects For Older Homes

If you feel you’ve settled for your home, or perhaps you love the older property but want to give it a face-lift, here are some Cincinnati Home Inspector’s leading home-improvement projects for older homes. Do you own an older home, and are you looking to make upgrades that matter? Strategic enhancements not only increase a property’s resale value but also its functionality. This is particularly important among young homebuyers. Sixty-eight percent of millennial homebuyers reported buyer’s remorse, according to a Bank of the West survey. Today’s high home prices in cities across the country mean that many millennials are buying older homes rather than newly built ones. Shortly after the purchase, these homebuyers feel disappointed with the dated features of their

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5 Ways To Create An Inviting Room Using Tile

Cincinnati Home Inspector agrees that today’s tile trends extend so far beyond their traditional use as a staple of bathroom design that you may not recognize them. While once the most attractive and innovative tiles had to be imported, contemporary handcrafted tile and stone products for home design are now being made right here in the United States. Homeowners and interior designers alike are always seeking distinctive visual touches to make each home special. Here are five ways tile design can enhance a room. Elevate small spaces. Use tiles interchangeably to create a unique design. The Ann Sacks Radius Collection by designer Barbara Barry has five distinct modular designs that can be used independently or combined to create patterns to

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Connectivity Is King This Home-Buying Season

Cincinnati Home Inspector consider that in 2019, buyers want smart homes they can easily control from anywhere. From smart HVAC and sprinkler systems to connected garage door openers, it’s all about creating convenience and comfort. American Verified Home Inspections has been providing Home Inspection Services, Radon Testing, Termite Inspections, Sewer Line Scope and other Home Inspection services in the following areas of Cincinnati, Mason, Liberty Township, Blue Ash, West Chester, Hyde Park, Oakley, Over-the-Rhine, Anderson, Maineville and the surrounding areas. Call (513) 871-7800 Today or Click To Schedule Online 24/7 Right From Our Website. We share most of our blogs on our Facebook page too. Like and follow us to get more updates from us.

Building A New Home? Protect Yourself Against Today’s Faster, Scarier Fires

If your new home is among the one million or so being built in the U.S. this year, congratulations! You’ll have the chance to customize it to your dream home preferences. Your Home Inspector in Cincinnati advises to Protect Yourself Against Today’s Faster, Scarier Fires. One feature that should be at the top of your priority list is the best possible fire protection for yourself and your loved ones: home fire sprinklers. While choosing household systems may not be as fun as picking paint colors and carpeting, it’s even more important. And asking for fire sprinklers could literally save your life. That’s because home fires today are hotter and faster than fires of the past. Homes with unprotected lightweight building

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Mortgage Insurance: Add Cost To Homebuying Or Smart Way To Get In?

Cincinnati Home Inspection knows that the home buying process is exciting, but can also seem fraught with added costs, like a home inspection, title insurance, and closing costs. And if you can’t afford a full 20 percent down payment on a conventional home loan, then you will most likely pay for private mortgage insurance (MI).   Private MI Some people consider private MI yet another added cost, but it helps creditworthy middle-income homebuyers qualify for home financing sooner with a low down payment. Is it really an added cost if it saves time and money in the long run? For most people, low down payment home loan options include conventional loans with private MI and government-backed loans like those offered

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3 Ways To Prepare For Stormy Weather

Preparing for storms or other weather conditions just takes a few practical, proactive steps from Cincinnati Home Inspection that can save you time, money and give you peace of mind. No matter where you live, the weather can be unpredictable any time of year. Storms can disrupt your family’s routine, but a little preparation can mean reducing the stress that unexpected weather events can cause.   Prep your family. Make sure everybody in the family is equipped with everyone’s phone numbers (not just on phones). In case of batteries go dead or service is inaccessible. Create a practical plan for what to do if school buses are delayed or canceled, or if Mom and Dad can’t get home from work on

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Catch Home Buyers’ Attention With A Bathroom In An ‘Impossible’ Space

Cincinnati Home inspections suggest, add a bathroom to an ‘impossible’ space to catch home buyers’ attention. When it comes to real estate, you’ve probably heard kitchens and bathrooms typically sell houses. While you may not have enough money for a kitchen remodel, adding a bathroom can be a more affordable way to enhance your property and catch buyers’ attention. By adding another bathroom to your home, you immediately increase your chances of the property getting noticed. Technology makes it simple for buyers to search properties of interest by their designated criteria. One of those is “minimum number of bathrooms.” By adding to that amount in your listing, you’ll be getting in front of that many more potential buyers. Adding bathrooms

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Simple Bathroom Installations With Big Impact For 2019

Craving a more beautiful bathroom? Resolve to make this the year that you finally create the bathroom of your dreams by Cincinnati Home Inspection Simple Bathroom Installations. Fortunately, you don’t need a major remodel. Consider these ideas for simple changes with big impact. With a little planning and effort, you’ll add to your home’s value and functionality, while getting the “Pinterest-worthy” bathroom you know will make you smile every day. Project 1: Fresh, eco-friendly style Transitional style is today’s most popular bathroom style, according to the National Kitchen and Bath Association, and with good reason: almost limitless design potential. The American Standard Town Square S bathroom collection, inspired by classic American architecture, makes it easy to create a ‘put-together’ look

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Home Security Tips For The Holidays

For many, the holiday season means travel! In fact, millions of U.S. residents travel more than 50 miles away from home during the holiday season. Unfortunately, burglars are also aware of these holiday season travel statistics. So, here are Cincinnati Home Inspections Home Security Tips for the Holidays. While many families look forward to the holidays, it is easy to get carried away with excitement and forget to prepare your home for your time away. There’s nothing worse than coming back from a relaxing vacation to a stressful situation at home. So it is best to be prepared and protect your home before you travel. Home security matters It may sound simple, but it is important for people to remember

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